Who we are

AS KredEx Krediidikindlustus is an insurance company set up jointly by the KredEx Foundation and the Ministry of Economic Affairs and Communications in 2009, which aims to help Estonian companies hedge credit risks related to both exports and domestic sales.

Our mission is to increase the competitiveness and export potential of Estonian companies by providing credit risk mitigation services.

We help Estonian companies to:

  • increase their awareness of credit management,
  • improve their financial stability through the insurance service and
  • contribute to the development of international trade relations and financing opportunities.


Learn more about credit insurance here.

Reports

Annual reports

AS KredEx Krediidikindlustus Annual Review 2022

Independent Auditors´ Report 2022

AS KredEx Krediidikindlustus Annual Review 2021

Independent Auditors´ Report 2021

AS KredEx Krediidikindlustus Annual Review 2020

Independent Auditors’ Report 2020

AS KredEx Krediidikindlustus Annual Review 2019

Independent Auditors’ Report 2019

AS KredEx Krediidkindlustus Annual Review 2018

AS KredEx Krediidikindlustus Annual Review 2017

AS KredEx Krediidikindlustus Annual Review 2016

AS KredEx Krediidikindlustus Annual Review 2015 summary

AS KredEx Krediidikindlustus Annual Review 2014

AS KredEx Krediidikindlustus Annual Review 2014 summary

AS KredEx Krediidikindlustus Annual Review 2013

AS KredEx Krediidikindlustus Annual Review 2013 summary

AS KredEx Krediidikindlustus Annual Review 2012

AS KredEx Krediidikindlustus Annual Review 2012 summary

AS KredEx Krediidikindlustus Annual Review 2011

AS KredEx Krediidikindlustus Annual Review 2011 summary

AS KredEx Krediidikindlustus Annual Review 2010

 

Quarterly reports (in Estonian)

Kvartaliaruanded 2023

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Kvartaliaruanded 2022

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

Kvartaliaruanded 2021

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne II kvartal

Vahearuanne IV kvartal

Kvartaliaruanded 2020

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

Kvartaliaruanded 2019

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

Kvartaliaruanded 2018

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

 

Kvartaliaruanded 2017

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

 

Kvartaliaruanded 2016

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

 

Kvartaliaruanded 2015

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

 

Kvartaliaruanded 2014

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

 

Kvartaliaruanded 2013

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

 

Kvartaliaruanded 2012

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

 

Kvartaliaruanded 2011

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

 

Kvartaliaruanded 2010

Vahearuanne I kvartal

Vahearuanne II kvartal

Vahearuanne III kvartal

Vahearuanne IV kvartal

 

 

Solventsuse ja finantsseisundi aruanne

Solventsuse ja finantsseisundi aruanne 2022

Solventsuse ja finantsseisundi aruanne 2021

Solventsuse ja finantsseisundi aruanne 2020 – ajakohastatud versioon

Solventsuse ja finantsseisundi aruanne 2020

Solventsuse ja finantsseisundi aruanne 2019 – olulised arengud

Solventsuse ja finantsseisundi aruanne 2019

Solventsuse ja finantsseisundi aruanne 2018

Solventsuse ja finantsseisundi aruanne 2017

Solventsuse ja finantsseisundi aruanne 2016



Aruanded ajutiselt turukõlbmatutena käsitatavate riskide kindlustamise kohta

Aruanne 2022

Aruanne 2021

Jooksev aruandlus

AS KredEx Krediidikindlustus jooksev aruandlus asub aadressil saldo.rtk.ee -> Avalik teave.
Aruannete vaatamiseks tuleb veebilehele sisestada tehingupartneri kood 012434 ja seejärel valida soovitud aruandlusperiood.
Aruandlust uuendatakse kvartaalselt kumulatiivselt aruandeperioodile järgneva kuu viimaseks kuupäevaks.

Audit committee

AS KredEx Krediidikindlustus audit committee members:

  • Erik Štarkov
  • Paul Kalle
  • Regina Raukas

It is the task of the audit committee to advise the Supervisory Board concerning questions related to the carrying out of supervision, including the organisation of accounting, performance of an external audit, functioning of the internal control system, management of financial risks and the supervision of the legality of activities, as well as the preparation of the budget and the approval of the annual report.

Composition of the Supervisory Board and the remuneration paid to its members
  • Ivo Kuldmäe, Chairman of the Supervisory Board, remuneration 600 EUR (per month)
  • Kaido Kepp, Member of the Supervisory Board, remuneration 400 EUR (per month)
  • Martti Kalvik, Member of the Supervisory Board, remuneration 400 EUR (per month)
  • Paul Kalle, Member of the Supervisory Board, remuneration 400 EUR (per month), to which an additional 25% of the Supervisory Board member’s pay is added for the calendar months the Supervisory Board member participated in the meetings of the audit committee