Loan and guarantee
A loan guarantee is useful if a company wishes to use a bank loan, a lease or bank guarantee but lacks sufficient collateral or operating history to be issued a loan.
NB! KredEx surety can only serve as an additional guarantee for a new obligation (bank loan, lease transaction or bank guarantee).
A capital loan is a subordinated loan that is useful when a company wishes to fund rapid growth with a loan but lacks the self-financing or sufficient collateral required by the bank.
The loan is aimed at financing activities for the purpose of increasing the company’s competitiveness through development or expansion.