Financing companies - Exporting companies

Estonia has many companies with goods and services that are worthy of finding a market abroad. Considering the different business environments and rules from one country to the next, companies need flexible financing options based on best practices.

KredEx helps Estonian companies expand to foreign markets with less risk, offering loans, state-backed guarantees and credit insurance.

We provide export loans to exporting industrial companies. This allows foreign buyers to pay for Estonian-produced goods over a longer term and lets Estonian companies finance the production of the goods.

Selling abroad often requires companies to offer longer payment terms than we’re used to in Estonia. To hedge the risks from unpaid invoices, we offer credit insurance.

Look at the services of the exporting company

The KredEx export loan is intended for financing transactions involving the export of goods produced in Estonia, and the loan is issued to an Estonian exporter. The purpose of the export loan is to provide the foreign buyer with a repayment term of at least two years, and to finance the payment of the credit insurance premium and, if necessary, the production of goods to be sold to the foreign buyer.

The KredEx start-up loan is intended for small and medium-sized enterprises that have been operating for up to three years, for financing their company investments and/or circulating capital.

Large-scale projects are covered. The payment terms resulting from the transaction are longer than two years. The buyer makes payments on the basis of a schedule. In most cases, a financier is involved in the transaction as the third party, who finances the production of the sale item and/or provides the buyer with a long payment deadline.

The KredEx capital loan is a subordinated loan targeted at fast-growing companies with a proven business model and excellent development potential. The purpose of a capital loan is to finance activities aimed at increasing the competitiveness of a company through its development or expansion.

An industry loan is useful if a company wishes to use a bank loan or lease for making an investment but lacks self-financing. In such a situation, an industry loan, being a subordinated loan, can increase the company's self-financing in the eyes of co-financing sources.

KredEx is providing venture capital through funds of funds to help Estonian start-up companies and well-established and fast-growing companies expand and finance their growth.

Financing companies - Exporting companies

Look at the services of the exporting company

Export loan

Starter loan

Insurance for long-term export transactions

Capital loan

Industry loan

Private and venture capital funds