For whom is a capital loan suitable?
A capital loan is aimed at companies having proven the operability of their business model, who are planning development investments.
A capital loan is helpful if the company wishes to finance its fast growth with loan capital, but the level of self-financing is too small or the collateral insufficient for obtaining a bank loan. Similarly to the owner, KredEx will give into the use of the company capital, which due to its subordination increases the level of self-financing in the eyes of other financiers. This in turn enables the inclusion of additional funding, e.g. a bank loan.